knowledge topics
-
03 Credit and Debt
Both CFP professionals and QAFP professionals are expected to possess the knowledge that will allow them to assess an individual’s creditworthiness and determine suitable credit facilities. They should also be able to determine optimal debt repayment strategies, including the impact that changes to strategies may have on the individual’s debt level, debt amortization, cash flow and ability to achieve their goals. In addition, they should be able to identify appropriate options and professionals who can help delinquent and insolvent debtors.
Version 2.0.0
QAFP® Professionals
CFP® Professionals
-
Foundations of Credit
QAFP® Professionals
CFP® Professionals
-
Types of Credit
QAFP® Professionals
CFP® Professionals
-
Installment Credit
Evaluation
Evaluation
-
Revolving Credit
Evaluation
Evaluation
-
Unsecured Credit
Evaluation
Evaluation
-
Secured Credit
Evaluation
Evaluation
-
Open Credit
Evaluation
Evaluation
-
Closed Credit
Evaluation
Evaluation
-
Fixed Rate Credit
Evaluation
Evaluation
-
Variable Rate Credit
Evaluation
Evaluation
-
-
Terms of Credit
QAFP® Professionals
CFP® Professionals
-
Installment Credit Facilities
QAFP® Professionals
CFP® Professionals
-
Reverse Mortgages
Awareness
Evaluation
-
Construction / Progress Draw Mortgages
Awareness
Evaluation
-
RRSP Loan
Evaluation
Evaluation
-
Student Loan
Application
Evaluation
-
Loan from an Employer
Understanding
Evaluation
-
Leases
Evaluation
Evaluation
-
Overdraft Loan
Evaluation
Evaluation
-
Bridge Loan
Understanding
Evaluation
-
Payday Loan
Awareness
Evaluation
-
Conventional and High-Ratio Mortgages
Evaluation
Evaluation
-
-
Revolving Credit Facilities
QAFP® Professionals
CFP® Professionals
-
Business Credit Facilities
CFP® Professionals
-
Credit Adjudication
QAFP® Professionals
CFP® Professionals
-
Debt Repayment
QAFP® Professionals
CFP® Professionals
-
Delinquency
QAFP® Professionals
CFP® Professionals
-
Insolvency
QAFP® Professionals
CFP® Professionals