Direct Path to CFP® Certification
The most widely recognized financial planning designation in Canada and worldwide, the Certified Financial Planner® certification provides assurance to Canadians that the design of their financial future rests with a professional who will put their clients’ interests ahead of their own.
There are approximately 17,000 CFP professionals across Canada, part of an international network of more than 192,000 CFP professionals in 26 territories around the world.
CFP professionals have demonstrated the knowledge, skills, experience and ethics to examine their clients’ entire financial picture, at the highest level of complexity required of the profession, and work with their clients to build a financial plan so that they can Live Life Confidently™.
To obtain the CFP designation, candidates must complete a rigorous education program, pass a national exam, have a post secondary degree and demonstrate three years of qualifying work experience. To maintain certification, CFP professionals must keep their knowledge and skills current by completing 25 hours of continuing education each year, including at least two hours of professional responsibility focused continuing education. They must also adhere to the FP Canada Standards Council™ Standards of Professional Responsibility, including a Code of Ethics which mandates that CFP professionals place their clients’ interests first. The Standards Council vigilantly enforces these standards.
The Direct Path to CFP Certification offers a streamlined path to obtaining CFP certification for those who choose not to pursue QAFP certification first. For more information, refer to the CFP Certification Policies.
Explore the steps below or click the diagram on the right to learn more about your path to certification.
Technical Education – Fundamentals
Enrol in and complete FP Canada Institute™ Technical Education – Fundamentals or an FP Canada-Approved Core Curriculum Program. You may choose to complete this program before, at the same time, or after completing
the FP Canada Institute™ Introduction to Professional Ethics (IPE) course.
Learn more about Certification Education
Technical Education – Advanced
Enrol in and complete FP Canada Institute Technical Education – Advanced or an FP Canada-Approved Advanced Curriculum Program. You may choose to complete this program before, at the same time, or after completing the
Learn more about the Advanced Curriculum Program
Introduction to Professional Ethics (IPE) Course
Enrol in and complete the IPE course. You may choose to complete this course before, at the same time, or after completing FP Canada Institute Technical Education – Fundamentals and Advanced or an FP Canada-Approved Core
Curriculum and Advanced Curriculum Program.
Learn more about the IPE course
Register for and write the CFP exam. The exam is a six-hour, computer-based exam consisting of a combination of stand-alone, multiple-choice (20%-30%), and case-based constructed-response (70%-80%) questions. The test specifications
are published in the FP Canada Blueprint: CFP Examination. Each question on the exam focuses on specific elements of the FP Canada Standards Council™ Competency Profile and integrates several financial planning areas.
The CFP exam is administered three times a year, can be taken in-person at a testing centre or via online proctoring and is available in English and French (on request).
Learn more about the CFP examination
Apply for CFP® Certification
Once you have completed three years of qualifying work experience, you are ready to apply for CFP certification.
Note: Applicants for CFP certification must hold a minimum three-year degree from an accredited Canadian post-secondary institution, or an international equivalent; or have ten years of qualifying work experience.
Learn more about work experience requirements
Learn more about post-secondary education requirements